Robert P. Liscouski Joins Viscount Systems' Board of Directors

BURNABY, British Columbia, Sep 14, 2011 (BUSINESS WIRE) -- Viscount Systems Inc. VSYS +8.80% a high technology supplier of security systems and software, today announced the addition of Robert P. Liscouski to the Company's Board of Directors. Mr. Liscouski is currently a partner at Secure Strategy Group, LLC and serves on the board of several public and private security companies. He was the first Assistant Secretary for Infrastructure Protection for the Department of Homeland Security, serving from March 2003 to February 2005, reporting directly to then Secretary Tom Ridge. He commanded over a $500 million annual budget and was responsible for coordinating authority over the protection of all sectors of the nation's physical and cybersecurity infrastructure, including energy, food, water, public health, transportation, and hazardous materials, as well as key assets such as national monuments, nuclear power plants, and dams. His private sector experience includes Chief Information Officer for The Coca-Cola Company and V.P., Law Enforcement Division, for ORION Scientific Systems. Mr. Liscouski's government experience includes 11 years with the Diplomatic Security Service of the U.S. Department of State and five years criminal investigative experience as a homicide and narcotics investigator in Bergen County, N.J. He is a Senior Fellow at the Center of Strategic and International Studies in Washington, D.C. and is an advisor to the U.S. Government on technology matters. Mr. Liscouski holds a B.S. degree in Criminal Justice from John Jay College of Criminal Justice in New York, and a Masters of Public Administration from the Kennedy School of Government, Harvard University.

Stephen Pineau, Viscount Systems' Chief Executive Officer, commented, "Robert Liscouski is a superior addition to our Board. His experience and profile in the security industry, at the highest levels of the government and private sector, will bring enormous value to our Company. We are honored that he has agreed to join our Board of Directors."

Mr. Liscouski remarked, "I am pleased and excited to join the Board of Directors of Viscount Systems. After spending several months reviewing the company's products, I have concluded that Viscount's technologies are the future of merging physical and IT security systems. I look forward to assisting the company by introducing business opportunities that leverage its technology and intellectual property."

About Viscount Systems

Viscount Systems Inc., designs unified software platforms for building security and emergency planning. The company was recently awarded the 2011 Convergence Solution of the Year by the Security Industry Association (SIA) and the Platinum Award for Emergency Response and Gold Award for Access Control at GOVSEC 2011. Additional information on Viscount's products may be obtained on-line at http://www.viscount.com .

Safe Harbor Statement

This press release does not constitute an offer to sell or the solicitation of any offer to buy any securities of Viscount Systems Inc., nor shall there be any sale of any such security in any state in which such offer, solicitation or sale would be unlawful prior to the registration or qualification under the securities laws of any such state.

Forward looking statements: This press release and other statements by Viscount Systems Inc. may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act with respect to the outlook for earnings and revenues, other future financial or business performance, strategies and expectations. Forward-looking statements are typically identified by words or phrases such as "believe," "expect," "estimate," "position," "assume," "potential," "outlook," "continue," "remain," "maintain," and similar expressions, or future or conditional verbs such as "will," "would," "should," "could," or similar expressions.

Stable Yard Security

Financial statements are available from the company's registration statement filed with the U.S. Securities and Exchange Commission on February 6, 2002, which may be viewed at www.sec.gov or the company's web site www.viscount.com under the heading "Investor Relations". For further information, or to be placed on email NEWS ALERT please e-mail to investors@viscount.com or call Foothills Group, San Jose Ca 888-516-7415, www.foothillsgroup.com .

Higher property insurance not related to recent wildfires

NACOGDOCHES, Texas (KTRE) -

Higher homeowners insurance rates may be in store. State farm, the state's largest insurer, is requesting rate hikes and changes to deductibles, but according to state insurance regulators disasters are not a direct link to higher rates.

"Some people might fear that their rates will go up because of recent disasters, but the truth is those kinds of events are averaged in over the long haul," says Jerry Hagins, with the Texas Department of Insurance.

On the heels of numerous natural disasters, State Farm plans to increase homeowner rates an average of 9.6 percent in October and enact a one percent deductible starting in December.

Volume and cost of claims are factors, but not from the most recent fires.

"For instance, in the spring we had a rash of wildfires and , of course, the Texas hail storms and for those events State Farm paid claims totaling more than $350-million," says Kevin Davis, a State Farm Spokesperson.

Right now a house insured for $200,000 with a $1,000 deductible and a $10,000 claim would collect $9,000. After the 1 percent deductible, only $8,000 would be collected.

The premium changes depend on lots of variables including home construction type, age, and claim experience.

"About 43% of our customers' policy holders will actually not see any changes or any natural decreases in their homeowners bill, their actually premium," says Davis.

The changes are not necessarily industry wide. Each company's financial strength varies.

State farms' proposed changes are currently under review by Texas Insurance Regulators.

Insurance professionals advise consumers to have annual reviews with their agent, no matter what company carries the homeowners insurance.

Fixed and offset deals go on offer from Abbey

Abbey for Intermediaries has launched an offset and a five-year fixed-rate mortgage, its managing director has said.

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The flexible offset mortgage has a rate of 2.95 per cent, which is equivalent to the Bank of England base rate plus 2.45 per cent, according to Miguel Sard.

It has a £995 fee and a loan-to-value ratio of up to 75 per cent for homebuyers and remortgagers. It also allows overpayments, underpayments, payment holidays and offers a funds facility.

The five-year fixed-rate mortgage has a 3.99 per cent rate at 75 per cent LTV and a £495 fee.

However, the rates range from 3.79 per cent for deposits of at least 30 per cent, to 5.69 per cent for an LTV ratio of 85 per cent.

Both products come with AFI’s homebuyer or remortgage solution. The homebuyer solution offers borrowers the a free standard mortgage valuation and £250 cashback on completion, while the remortgage solution offers a free standard mortgage valuation, and either free legal fees or £250 cashback on completion.

Lee Fisher, director for Lancashire-based Fisher and Company Financial Services, said the rates were competitive and the offset product was particularly attractive because interest rates are so low.

He said: “The only downside with offset deals is that they sometimes come with a higher fee or rate. However, offset mortgages are often a good option, and can be particularly useful for self-employed clients who might have a large sum of money in the bank, perhaps to pay a future tax bill.”

Remortgages

Horse Insurance & Farm Insurance

Horses are absolutely one of the most majestic animals on this earth. Every one who loves them feels this way. The love between horse and owner is such a powerful bond. When you find that special one you've dreamt of and that bond develops there is no other feeling that compares.

You know that whenever the stresses of life get you down, you can always count on your horse to lift your spirits. Taking a peaceful trail ride or just hanging out in the barn grooming your equine companion will do you more good than any nerve pill a doctor could prescribe.

Equestrian Websites

Horse owners wholeheartedly love their horses and take pride in giving them top quality care. Making sure that they have the best hay, grain, hoof care, the nicest saddle pad, and the best fitting most comfortable saddle they can find. However, there is one area that most horse owners overlook when it comes to providing what is best for their horse and that would be the area concerning insurance coverage.



Most horse insurance companies will tailor make a policy to suit the specific needs of the horse and owner in question. Options can include protection against: Theft or Straying, Death by Injury or Illness, Vet Fees for Injury or Illness, Disposal after Human Destruction or Death of the Horse, among many others.



When selecting a policy, it is important to read the small print. There are a number of things that can void a claim. Even something as minor as not worming the horse as regularly as the veterinarian recommends can result in an insurance company not paying out. Owners must also be aware that in a lot of cases horses less than 30 days and over 16 years can not be covered by a general policy. Some insurance companies will offer special policies for foals and elderly horses.

When it comes to asking questions that get results, no one does it better than a successful farm insurance agent. They seem to have a special knack - you might even call it a philosophy of communication that gets their prospects - the farmers and business owners who depend on them, to open up and tell them about their hopes and fears for their family and their business.

The best of them ask the most in depth questions and get answers to them, without seeming aggressive or pushy. It often comes across to their clients and prospects that they have an interest in them along with a natural curiosity that always makes them want to know more. And they are masters at creating a relaxed atmosphere for everyone - an environment that encourages openness.

Successful farm insurance agents involve their prospects in a way that makes it natural for them to tell them their deepest secret fears and desires. When they demonstrate their willingness to listen, these successful business owners open up completely.

Successful farm insurance agents know theirs is not a relationship that presents a challange to the other advisiors - they complement one another and because the farm insurance agent gains so much personal insight so quickly, they are positioned as an advocate for the farmer with these other advisors.

They understand that their role is to understand their clients inner most hopes, dreams, and fears. The problems discussed have become the client's problems. The solution is the client's solution and it will be very difficult for anyone to upset the decisions the client has made and derail the actions being taken.

When it comes to finding the right person to handle the insurance needs of your family, farm, or business - farm insurance agents are uniquely qualified to consider the human and business implications that effect you. Their solutions are tailor made to your needs.

Zip Z - Sports Horse

Competition Horse Insurance

Horse Trailer Insurance Quotes in Australia

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Compare horse trailer insurance in Australia. Get free quotes from cheap providers right through to top horse trailer insurance companies that offer the best deals. Find a great selection of professional and affordable companies online.

Many horse trailer insurance businesses in Australia provide services that they can not provide an instant upfront price for. Therefore these companies will provide you with a quote or estimate of how much it should cost. This quote will be based on the criteria that you provide to the horse trailer insurance companies.

While comparing horse trailer insurance quotes, not only should the price match your budget, it is advisable to look at the quality of the company and how quick they respond to your service request. You will also want to compare things like the after sales support and backup.

Compare companies that provide competitive, cheap online horse trailer insurance prices.

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Miss Arko & Emma Shaw - British Young Horse Finals - Addington Manor

Miss Arko competing in the 5 year old finals at the British Young Horse Finals (Addington Manor) with Emma Shaw. Miss Arko was bred at High Offley Stud and is by the olympic showjumping stallio Arko III

http://www.highoffleystud.co.uk/horseinfo.asp?id=7670

http://youtu.be/Qy_h9sW-048